September / October 2016
COVER STORY
MOVING MOBILE FORWARD
How emerging technologies and social innovations will accelerate the future of payments.
FEATURES
PLAYING THE LONG GAME
More U.S. consumers are expected to begin using mobile payments over the next few years. This transition is being driven by growing consumer comfort with NFC-ready smartphones, the spread of wearable computing devices, increased merchant acceptance capabilities, and greater confidence in the security of such transactions. Here’s why.
Millennials are leading the person-to-person payments movement, with young consumers using social media-linked apps such as Venmo and Square Cash to share the costs of transactions. As the trend takes hold, more companies are embedding P2P payments in social media experiences, and some are offering retail options. (ETA CPPs: After you read the article, take the online quiz to earn two CE credits!)
PAYMENTS ON AUTOPILOT
With the rise of the Internet of Things, payments experts predict consumers will become more accepting of automated transactions that are communicated from one smart machine to another — yet some continue to question privacy and security regarding the technology.
DEPARTMENTS
@ETA
Announcements and ideas from ETA’s CEO Jason Oxman
INTELLIGENCE
Vital facts and stats from the electronic payments world
INDUSTRY INSIGHTS
Timely updates on hot discussions in the profession
COMMENTS
EMV and public opinion
PEOPLE
Kevin Overcash discusses security testing and vulnerabilities.
