November / December 2016


COVER STORY

RELATIONSHIPS EVOLVED
From ISVs to APIs, tech-fueled opportunities are reshaping payments partnerships.

FEATURES

BLURRED LINES
Although the payments-facilitator phenomenon isn’t exactly new, recent research indicates that it is becoming more widespread and is likely to keep growing. As it does, it will redefine businesses in the payments space and add another merchant-acquiring tactic to their strategies.

TRANSACTION TRENDS EXCLUSIVE CE SERIES: ‘OPEN’ FOR BUSINESS
APIs could be the key for banks competing in a mobile-focused economy. But what exactly are they, and how can financial institutions use them to offer greater transparency and convenience to consumers? We explain here—along with cultural and risk management mindsets that go along with them. (ETA CPPs: After you read the article, take the online quiz to earn two CE credits!)

CYBER SECURITY IN A DANGEROUS TIME
With technological innovations moving at warp speed, why is cyber security still so hard to get right? At the 2016 ETA Strategic Leadership Forum, Gen. Michael Hayden answered that question with a profound and frank talk about the realities of cyber space—and how private-sector businesses can help.


DEPARTMENTS

@ETA
Announcements and ideas from ETA’s CEO Jason Oxman

INTELLIGENCE
Vital facts and stats from the electronic payments world

POLITICS & POLICY
Timely political, economic, and advocacy updates affecting your business

COMMENTS
Could OCP become more evenhanded?

AD INDEX

PEOPLE
Kurt Strawhecker ponders next steps for payments.