May / June 2015
COVER STORY
BIG DATA IN REAL TIME
How the payments world is using data and analytics now.
FEATURES
BIG INTENTIONS FOR BIG DATA
Statistics show that merchants see the value of Big Data, but many are hesitant or unable to use it. But, experts say the Cloud will help merchants overcome obstacles, such as cost and information access, and take greater advantage of analytics in the future.
REDUCING FEES, NOT INCOME
As value-added service providers, ISOs and acquirers thrive on helping their merchant customers grow their businesses and save money. But rooting out unnecessary interchange fees isn’t easy. That’s where data big and small can help.
FULL EXPOSURE
The ETA whitepaper, “Guidelines on Merchant and ISO Underwriting and Risk Monitoring” is designed to help keep undesirable merchants from the card acceptance ecosystem. Study these lessons to help banks, ISOs, and processors police themselves and stay in the good graces of government regulatory agencies. Then, take the online quiz to earn two CE credits!
DEPARTMENTS
@ETA
Announcements and ideas from ETA’s CEO Jason Oxman
INTELLIGENCE
Vital facts and stats from the electronic payments world
POLITICS & POLICY
Timely political, economic, and advocacy updates affecting your business
COMMENTS
Understanding the processor’s role in data analytics
PEOPLE
Big Data will create new “intermediaries,” says Viktor Mayer-Schönberger, who literally wrote the book on it.